Buying process - Getting Started

The first step is finding the right lending match for your specific needs.  Our agents will make recommendations to get you set up with lenders that will have competitive rates and the right programs for you!

With our knowledge of the area, your LOCAL Real Estate Agent will take into account your home requirements to devise a plan for success.  You will have access instantly to listings as they become available on the "MLS" (Multiple Listing Service).  We are your Central Iowa and Ankeny Realty specialists. 

Our agents are dedicated to get you out to properties ASAP as they become available.  Our vast knowledge of new and older homes will focus on pointing out what to consider for future costs, expenses and pitfalls so you can focus on whether the property will meet your needs.

Nobody in the industry explains the process better than our agents.  You will know exactly what you are signing and will have the strategies to get you the best deal possible based on market conditions.  After acceptance you will receive a VERY DETAILED explanation of the steps heading to closing.

Our agents will review your inspection report with you and will help devise a plan of attack to get a homeowner to make the repairs they should prior to closing.

This is the bank process for checking value and condition of a property.   The mark of a good agent is to get their buyer the best deal and have the home appraise above the accepted offer price.  This is a benchmark we consistently hit.

Independent third party organized by the selling side to come into the home and look for pests.  This is an inspection that occurs later in the deal with contingencies we include in our contract in case there are any issues caught in this inspection.

At this stage we have gathered "paid" receipts from the seller of repairs they have made to the property as a result of inspections and we make sure the property is in the same shape as the last time we saw it.   This is done right before closing.

Closing Day!  Buyer will meet with the settlement company, provide an approved method of downpayment, and sign documents in the presence of a notary!  Once all documents are signed and downpayment made, you OWN THE PROPERTY!  TIME TO CELEBRATE....AND OF COURSE MO

After transfer documents have been filed (wait about two weeks), new property owners can apply for tax exemptions they qualify for.

Does the county assess your property for much higher than what you paid for it?  Ask our agents for some comparable sales of similar properties so you can determine if you have a case to protest your tax assessment and lower your property tax liability.

Home Valuations

As you consider your next move, reach out and we will provide you with a free market analysis of your property value range.

Recommendations

Need repairs?  Reach out to see if we have any recommendations for contractors to help fill those needs.